Gender gap in FinTech – how to expand the boundaries of women's representation and leadership in the FinTech ecosystem

Omiwale, Blessing Racheal (2024) Gender gap in FinTech – how to expand the boundaries of women's representation and leadership in the FinTech ecosystem. Masters thesis, Memorial University of Newfoundland.

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Abstract

This study provides a comprehensive and systematic review of financial technology (FinTech), with a specific focus on the representation of women and women leadership in the emerging FinTech sector. Through a thorough examination of the current state of FinTech inclusion, the research identifies and analyzes the existing gender gap, shedding light on the factors contributing to the underrepresentation of women and suggesting ways to bridge this gap. Utilizing a systematic research framework, the review synthesizes findings from selected studies, pinpointing key areas in the literature that underscore the persistent gender gap. While acknowledging recent efforts to address this disparity, the study critically explores the positive impact of FinTech innovation on the finance industry. Simultaneously, it addresses the shortcomings and challenges hindering equitable representation. The review additionally delves into the potential of FinTech as a catalyst for closing the gender gap, enhancing entrepreneurial skills, and improving women's access to finance. It advocates for more in-depth research, particularly focusing on the often-unobservable aspects, such as gender discrimination within the FinTech landscape. In conclusion, by identifying gaps in the current literature, this review serves as a foundation for future research endeavors aimed at fostering inclusivity and gender equity in the evolving realm of FinTech.

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